How does your ideal retirement differ from reality, and what can we do to better align the two?
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Maybe your middle schooler is already hip to saving. Many kids this age do chores and earn allowances, perhaps putting part of what they earn into a savings account for college....
The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.
No matter what business you’re in, once you start hiring employees, you get into the people business.